.utility-bar{height:38px;background:var(--deep);color:#c7d8e3;padding:0 max(24px,calc((100vw - var(--max))/2));display:flex;align-items:center;justify-content:space-between;font-size:12px}.utility-bar nav{display:flex;align-items:center;gap:20px}.utility-bar a:hover{color:#fff}.utility-verify{background:var(--teal);color:#fff;padding:6px 10px}.institutional-header{max-width:none;padding-left:max(24px,calc((100vw - var(--max))/2));padding-right:max(24px,calc((100vw - var(--max))/2));position:relative;z-index:30}.institutional-header .brand img{width:275px}.mega-nav{gap:15px}.nav-item{position:relative;display:flex;align-items:center}.nav-label{white-space:nowrap}.drop-toggle{border:0;background:transparent;color:#68808e;padding:5px;font-size:14px}.mega-menu{display:none;position:absolute;top:34px;left:-18px;width:260px;background:#fff;border-top:3px solid var(--teal);padding:13px;box-shadow:0 20px 44px rgba(8,47,85,.16);z-index:50}.mega-menu a{display:block;padding:9px 10px;font-size:13px;line-height:1.3;border-bottom:1px solid #edf1f2}.mega-menu a:last-child{border-bottom:0}.nav-item:hover .mega-menu,.nav-item:focus-within .mega-menu,.nav-item.drop-open .mega-menu{display:block}.inner-main{background:#fff}.inner-hero{position:relative;min-height:455px;padding:90px max(24px,calc((100vw - var(--max))/2));background:var(--deep);color:#fff;display:grid;grid-template-columns:1fr .82fr;gap:70px;align-items:center;overflow:hidden}.inner-hero:after{content:"";position:absolute;width:360px;height:360px;border:1px solid rgba(117,203,207,.25);border-radius:50%;right:-90px;top:-100px;box-shadow:0 0 0 70px rgba(117,203,207,.04),0 0 0 140px rgba(117,203,207,.025)}.inner-hero .eyebrow{color:#75cbcf}.inner-hero h1{font:800 clamp(44px,5vw,68px)/1.02 Manrope;color:#fff;letter-spacing:-.05em;margin:0}.inner-hero p{font-size:18px;line-height:1.7;color:#c8d9e4;max-width:650px}.hero-context{position:relative;z-index:2;border-left:1px solid rgba(255,255,255,.2);padding-left:40px}.hero-context strong{font:700 20px/1.4 Manrope;display:block;margin-bottom:18px}.hero-context span{font-size:13px;line-height:1.6;color:#9fc0cf}.breadcrumb{font-size:12px;color:#7d929d;margin-bottom:25px}.breadcrumb a{color:#75cbcf}.page-section{padding:90px max(24px,calc((100vw - var(--max))/2));scroll-margin-top:105px}.page-section.soft{background:var(--mist)}.page-section.dark{background:var(--navy);color:#fff}.page-section.dark h2{color:#fff}.section-intro{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px;margin-bottom:45px}.section-intro h2{font:700 clamp(30px,4vw,48px)/1.15 Manrope;color:var(--deep);margin:0}.section-intro>div:last-child,.section-intro>p{font-size:17px;line-height:1.75;color:var(--muted);margin-top:0}.dark .section-intro>div:last-child,.dark .section-intro>p{color:#c7d9e3}.content-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.content-card{padding:28px;border:1px solid var(--line);background:#fff;min-height:220px}.content-card .number{font-size:11px;color:var(--gold);font-weight:800;letter-spacing:.12em}.content-card h3{font:700 19px/1.35 Manrope;color:var(--deep);margin:15px 0 10px}.content-card p,.content-card li{font-size:14px;line-height:1.65;color:var(--muted)}.content-card ul{padding-left:18px}.dark .content-card{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.15)}.dark .content-card h3{color:#fff}.dark .content-card p,.dark .content-card li{color:#c5d8e2}.callout{padding:32px 35px;background:#eaf4f4;border-left:4px solid var(--teal);font-size:15px;line-height:1.7;color:#405b6a}.boundary{background:#fff7e8;border-left-color:var(--gold)}.steps{counter-reset:steps;display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line)}.step{counter-increment:steps;background:#fff;padding:28px}.step:before{content:counter(steps,decimal-leading-zero);display:block;color:var(--teal);font-weight:800;font-size:12px}.step h3{font:700 16px Manrope;color:var(--deep)}.step p{font-size:13px;line-height:1.6;color:var(--muted)}.pathway{display:grid;grid-template-columns:.45fr 1fr auto;gap:28px;align-items:center;padding:25px 0;border-bottom:1px solid var(--line)}.pathway h3{font:700 18px Manrope;color:var(--deep);margin:0}.pathway p{color:var(--muted);line-height:1.6}.pathway a{color:var(--teal);font-weight:700;font-size:13px}.page-cta{padding:65px max(24px,calc((100vw - var(--max))/2));background:var(--teal);color:#fff;display:flex;justify-content:space-between;align-items:center;gap:35px}.page-cta h2{font:700 34px Manrope;margin:0}.page-cta p{color:#d8f0f1;line-height:1.6}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field label{display:block;font-size:13px;font-weight:700;color:var(--deep);margin-bottom:7px}.field input,.field select,.field textarea{width:100%;padding:14px;border:1px solid #cddadd;background:#fff}.field textarea{min-height:130px;resize:vertical}.field.full{grid-column:1/-1}.form-button{border:0;background:var(--navy);color:#fff;padding:15px 23px;font-weight:700}.form-message{font-size:13px;color:var(--teal);margin-top:12px}.inner-footer{padding:55px max(24px,calc((100vw - var(--max))/2));background:#f6f9f9;display:grid;grid-template-columns:2fr repeat(3,1fr);gap:45px;color:#596e7a}.inner-footer img{width:260px;mix-blend-mode:multiply}.inner-footer p,.inner-footer a{font-size:13px;line-height:1.6}.inner-footer a{display:block;margin:7px 0}.inner-footer h3{font:700 14px Manrope;color:var(--deep)}.inner-footer .legal{grid-column:1/-1;border-top:1px solid var(--line);padding-top:18px;font-size:12px}@media(max-width:1180px){.institutional-header .brand img{width:230px}.mega-nav{gap:9px;font-size:12px}.institutional-header{padding-left:20px;padding-right:20px}}@media(max-width:1050px){.utility-bar>span{display:none}.utility-bar{justify-content:flex-end}.institutional-header .brand img{width:275px}.mega-nav{top:134px;gap:5px}.nav-item{display:grid;grid-template-columns:1fr auto;width:100%}.mega-menu{position:static;width:100%;box-shadow:none;border-top:0;border-left:3px solid var(--teal);grid-column:1/-1;margin:6px 0}.nav-item:hover .mega-menu:not(:focus-within){display:none}.nav-item.drop-open .mega-menu{display:block}.inner-hero{grid-template-columns:1fr}.hero-context{border-left:0;border-top:1px solid rgba(255,255,255,.2);padding:25px 0 0}.content-grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}}@media(max-width:720px){.utility-bar nav a:not(.utility-verify){display:none}.inner-hero{padding-top:65px;padding-bottom:65px}.section-intro{grid-template-columns:1fr;gap:25px}.content-grid,.steps,.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.pathway{grid-template-columns:1fr;gap:5px}.page-cta{flex-direction:column;align-items:flex-start}.inner-footer{grid-template-columns:1fr 1fr}.inner-footer>div:first-child{grid-column:1/-1}}